BHIM App Now Lets You Schedule Payments, You can schedule payments in BHIM App

Many useful features were already present in the BHIM app of National Payments Corporation of India (NPCI) and now another useful feature has been added to the BHIM app for doing UPI transactions. In August 2018 i.e. last year, NPCI had announced that many useful features will be available in UPI 2.0 including one time mandate, overdraft account and higher transaction limit.

After the latest update of BHIM app, one-time mandate feature has been added to the app. This feature will prove beneficial for people because with the help of this feature you will be able to schedule your payments easily. For example, if you pay your house rent on the 15th of every month, you will be able to schedule payment before the 15th. For your information, let us tell you that currently the app allows only peer-to-peer UPI mandate. Let us now tell you how this feature works.

How to use UPI mandate feature on BHIM app

First of all, open the BHIM app and enter your 4 digit password to log in to the account. Just below Bill Pay on the home screen, you will see the option of UP Mandate (“UPI Mandate”). Here you will see four tabs like My Mandate, Create, Scan and Gift. In My Mandates you will see all the mandates that you have created. With the help of scan option, you can create mandate by scanning the QR code of the receiver.

After clicking on the Create option, you will see the recent UPI contacts to whom you have sent money. Out of these, you can select any contact or enter a new UPI ID. After this enter the amount and then click on the Next button shown below. After this it will ask you for the frequency.

After entering the frequency, you have to write validity (start and end date), remark and click on Proceed. After entering all the information, you will see the confirm button, the thing to note is that before confirming, read all the information carefully once again.

How to send money as gift with the help of BHIM app

With the help of UPI mandate feature of BHIM app, you can also send money as a gift to someone. For this you have to click on Gift. After clicking on the gift, click on the name of the contact to whom you want to send money, if you want, you can also search by entering the UPI ID.

After this enter the amount and select the occasion (Birthday, Anniversary, Diwali etc.). After this select the expiry date, write the message and click on the create button. Before confirming, read the entered information once again. After this you will be asked for a 4 digit PIN. It is worth noting that the maximum transaction limit per mandate is Rs 20,000 and you can set the maximum validity of the mandate to be 90 days.