Demonetization: If you are doing net banking then keep these things in mind
Use these tips for safe internet banking.
Change your password regularly
Whenever you log in to your internet banking account for the first time, you will have to use the password provided by the bank. However, you will need to change your password to ensure the security of your account. Apart from this, it is important to keep changing the password at regular intervals for safe net banking. The most important thing is to keep your password confidential every time and never share it with anyone. If you use net banking for many bank accounts, then never store all your passwords in one place in online mode. Rather keep all the passwords safe offline.
Never log in to a public computer
As far as possible, avoid logging into your bank account on computers in public places like cyber cafes or libraries. These places are crowded and one computer is used by many people. In such a situation, the risk of your password being seen and stolen by others increases. If you have to login from such places, do not forget to delete the cache and browsing history and temporary files from the computer. Apart from this, do not click on ‘Remember ID and Password’ in any browser while logging in.
Do not share your net banking details with anyone.
Always remember that the bank never asks for confidential and personal information like your ATM PIN, date of birth through phone or email. The bank also sends SMS alerts in this regard. So if you get any such call or email from the bank, never share your login information. Use your login ID and password only on the official login page of the bank and it should be a secure website. Always remember that if there is ‘ in the URL, it means that the website is a secure one.
Keep checking your savings account regularly
After any online transaction, definitely check your account. Make sure that the correct amount has been withdrawn from your account. If you find any discrepancy in this amount, then immediately inform your bank. Keep in mind that always keep the helpline number of your bank account and your bank account number with you so that in case of emergency you can immediately block your internet banking.
Always use licensed anti-virus software
To protect your computer from new viruses, make sure that you always use licensed anti-virus software. Pirated versions of anti-virus software may be available for free but in the online world, they fail to protect your computer from new viruses. Apart from this, having licensed anti-virus software will also give you notifications for updates from time to time. Make sure that your anti-virus is updated so that your personal and confidential information is always protected.
Turn off internet connection when not using your PC
Most broadband users do not disconnect the internet connection on their computer when they are not using it. Hackers can access your computer through the internet connection and steal your confidential banking information. To keep your data safe, it is important to disconnect the internet when you do not need it. Along with this, it is important to keep updating your PC from time to time so that the experience of secure online banking is not spoiled.
Always type the Internet Banking URL
For safe use of internet banking, it is important to type the URL of your bank in the address bar of the browser. Never click on the link sent in the email. There is a possibility that hackers may design a website similar to the original website of the bank for fraud and send the same link in the email. If you enter your login information on such a fake website, your account can be accessed and money can be stolen. While logging in, make sure to enter ‘ in the URL because this is the original website of your bank. Apart from this, the first thing in the URL of the net banking page is a lock-like icon.
