Demonetization: If you are doing net banking then keep these things in mind
Use these tips for secure internet banking.
Change your password regularly
Whenever you login to your Internet Banking account for the first time, you will have to use the password provided by the bank. However, for the security of your account, you will need to change your password. Apart from this, it is important to keep changing the password after some time for secure net banking. The most important thing is to keep your password confidential at all times and do not share it with anyone. If you use net banking for multiple bank accounts, then never store all your passwords at one place in online mode. Rather, keep all passwords safe offline.
Never log in to a public computer
As far as possible, avoid logging into your bank account on computers in public places like cyber cafes or libraries. These places are crowded and one computer is used by many people. In such a situation, the risk of your password being seen and stolen by others increases. If you have to login from such places, then do not forget to delete the cache and browsing history and temporary files from the computer. Apart from this, while logging in, do not click on ‘Remember ID and Password’ in any browser.
Do not share information related to net banking with anyone.
Always keep in mind that the bank never asks for confidential and personal information like your ATM PIN, date of birth, etc. through phone or email. The bank also continuously sends SMS alerts in this regard. Therefore, if you receive any such call or email from the bank, never tell about the login information. Use your login ID and password only on the official login page of the bank and it should be a secure website. Always remember that ‘ in the URL means that the website is secure.
Keep checking your savings account regularly
Be sure to check your account after any online transaction. Make sure that the appropriate amount is withdrawn from your account. If you find any discrepancy in this amount, inform your bank immediately. Keep in mind that always keep the helpline number of your bank account and your bank account number with you so that in case of emergency, you can block your internet banking immediately.
Always use licensed anti-virus software
To protect your computer from new viruses, make sure you always use licensed anti-virus software. Pirated versions of anti-virus software may be available for free, but in the online world, they fail to protect your computer from new viruses. Additionally, having licensed anti-virus software will also give you notifications for updates from time to time. Make sure that your anti-virus is updated so that your personal and confidential information is always safe.
Turn off Internet connection when not using PC
Most broadband users do not disconnect the Internet connection on their computer when they are not using it. Hackers can also access your computer through an Internet connection and steal your confidential banking information. To keep your data safe, it is important to disconnect the internet when you do not need it. Along with this, it is important to keep updating your PC from time to time so that the experience of secure online banking does not get spoiled.
Always type internet banking URL
For safe use of internet banking, it is necessary to go to the address bar of the browser and type the URL of your bank. Click on links sent in emails at any time. There is a possibility that hackers may design a site similar to the original website of the bank for fraud and email the same link. If you enter login information once on such a fake website, your account can be accessed and money can be stolen. While logging in, make sure to include ‘ in the URL as this is the original website of your bank. Apart from this, there is a lock like icon at the beginning of the URL of the net banking page.
