How to Withdraw Money From Your EPF Account Online

EPF withdrawal can be done online through the Employees’ Provident Fund Organisation (EPFO) website. The Employees’ Provident Fund, commonly known as EPF, is a mandatory contribution provident fund that provides savings, pension and insurance benefits to employees in India. All regular workers in the country are required to contribute to the fund every month with 12 per cent of their basic salary (and dearness allowance, where applicable) as per the provision.
This contribution is deposited in the employees’ EPF account and the entire money contributed, along with the employer’s contribution and interest, can be withdrawn at the time of retirement. However, this money can be withdrawn even before the completion of the time period, for which there are some methods. In this article, we are telling you how you can withdraw money from your EPF account online.

How to withdraw money from EPF online

Before we begin, it is important to know that full withdrawal from an EPF account is possible only when the employee has either retired or has not been in service for more than two months. EPFO ​​has also made provision for partial withdrawal under certain special circumstances like medical illness, marriage, disaster or home renovation etc.
You can check the criteria for premature withdrawal in the FAQ document available on the EPFO ​​site.

1. Visit the UAN member e-service portal.
2. Enter your Universal Account Number (UAN) and Password here. After this, fill the CAPTCHA. Then click on the Sign in button.
3. Now click on Online Services at the top of the menu and then click on CLAIM (FORM-31,19,10C&10D) option.
4. Verify the details appearing on the Online Claim Form.
5. After verification, enter your bank account number.
6. Now click on the Verify button and then click on the Yes button which is available on the Certificate of Undertaking.
7. Now you are asked to Proceed for Online claim. For which you have to click on Proceed.
8. Now in this form you are asked whether you are applying for advance PF withdrawal. In this you see a drop menu titled- ‘Purpose for which advance is required’. Its purpose is to know from you the reason for which you want to make the withdrawal. You can select that reason from this menu.
9. Now fill in the amount you want to withdraw in the text box. After that fill in your email address in the Employee Address section.
10. Click on Certificate and then submit your application.

After submission, the EPFO ​​site may ask you to submit the scanned copy of the documents which you have filled for withdrawal. Now you need to get this application verified from the employer. This process may take 15 to 20 days to receive the amount in your bank account.