These are special tips for secure mobile banking

Now mobile phones are not limited to just calling, messaging and chatting. In fact, with just one click, many important tasks can be completed through the phone itself without any hassle. Be it bill payment or money transfer and fixed deposits. If you have a smartphone then all these tasks can be done very quickly and conveniently through mobile banking.

Today almost every private and government bank has its own mobile application. So that instead of going to the bank and standing in long queues, all the important work can be done through mobile banking with just a few clicks. But it is very important to be careful while using mobile banking. It is essential to keep your banking information confidential to protect against fraud.

There are many ways to use mobile banking and each one has some unique tips. Earlier we had suggested you tips for secure internet banking. Today we will tell you how you can do secure mobile banking through some tips.

To access the mobile banking app A password or number PIN will be required. Make sure that you do not use very simple passwords like your name, your child’s or your spouse’s name or even your date of birth as a password. These are very easy passwords to break the security. And remember one thing that keep changing the password from time to time.

• Never share your personal information with anyone. Like never store your PIN, password or security question in your phone nor tell it to anyone.
• Keep your phone locked with a password so that in case the phone is lost or stolen, no one else can access your information. Keep checking your banking records and accounts regularly.
• Report the loss of your phone to your wireless provider so that all major wireless service providers completely shut down your phone. Due to which your phone gets locked for every service network without your permission.
• Be careful while using email in mobile banking. If you are thinking of increasing your credit card limit or your balance is reduced then you get emails. For secure mobile banking, never share personal information via email. If someone else emails you and asks for this kind of information, then understand that this is an alarm bell. Because the bank never asks for such personal information through email.

Tips for secure mobile banking while using a web browser
As smartphones become more popular, many people use mobile web browsers for banking. Web browsers also have some built-in features like standard site encryption for secure mobile banking. Learn tips for secure mobile banking through web browser.

• Log out and close the browser when you’re not using the Internet on your phone.
• Set up daily alerts to track account activity. This is a great way to protect your account from fraud.
• Use only secure, encrypted websites for transactions on your mobile phone.
• Do not click on links coming in emails. Many times these pages that look like your bank’s website are fake.
• Always visit your bank’s website by typing the domain or bookmarking it.
• If you find any website unsafe then never enter your password or account number on it.
• Avoid using public Wi-Fi as much as possible.

Do fast and easy mobile banking with mobile banking app
The most secure way is to access your account using a mobile banking application from a mobile phone. These apps link directly to your bank computer. And because of this the app works very fast and its interface is easy to use. Secondly, these mobile banking applications are designed by the bank itself, hence the bank equips them with high standards in terms of security.

Log out of the app when you are not using it.
Install mobile security software on your device.