What is IRCTC eWallet, know about it

IRCTC eWallet is a scheme under which users can deposit money with IRCTC in advance and use it for payment while booking tickets. IRCTC eWallet You can use eWallet. IRCTC will also show the option of eWallet along with other payment options while booking the ticket. IRCTC wallet account can be topped up with a minimum of Rs 100 and a maximum of Rs 10,000.

Benefits of IRCTC eWallet Scheme

1- Hassle-free, highly secure payments
2- Time saved in payment approval while booking tickets
3- Saving on payment gateway charges levied on each ticket
4- Online account management and top-up
5- There is less dependence on a particular bank. If a bank is not working, tickets can be booked from IRCTC e-wallet account

Documents required for IRCTC eWallet

1- User Identity Verification: IRCTC verifies the eWallet user through their PAN or Aadhaar card through an online verification process.
2- Secure Access: IRCTC provides transaction password/passwords for every booking done through eWallet.
3- Complete History: User is provided with a separate link named IRCTC eWallet where options like IRCTC Wallet Transaction History, IRCTC eWallet Payment History and Change Transaction Password are available.
4- Easy Refund: In case of ticket cancellation, full money will be refunded to your IRCTC wallet the next day.

Please note that a fee of Rs 50 (non-refundable) will have to be paid for registering for IRCTC e-wallet. Apart from this, a transaction charge of Rs 5 will also be levied on every transaction. It is worth noting that no cash refund or discount is given for using IRCTC e-wallet. Apart from this, IRCTC e-wallet can be used only for railway ticket booking.