What is IRCTC eWallet, know about it

IRCTC eWallet is a scheme under which users can deposit money in advance with IRCTC. And for payment while booking ticket irct ewallet Can use. At the time of ticket booking, IRCTC will also show the option of eWallet along with other payment options. IRCTC Wallet account can be topped up with a minimum of Rs 100 and a maximum of Rs 10,000.

Benefits of IRCT eWallet Scheme

1- Hassle-free, extremely secure payments
2- Saving time taken in payment approval while booking tickets.
3- Saving on payment gateway fee charged on every ticket
4- Managing and topping up online account
5- Dependence on a particular bank is less. In case of non-operation of any bank, tickets can be booked through IRCT eWallet account.

Documents required for IRCTC eWallet

1- User Identity Verification: IRCT verifies the eWallet user through their PAN or Aadhaar card through an online verification process.
2- Secure Access: IRCTC provides a transaction password/password for every booking made through eWallet.
3- Complete History: The user is provided a separate link named IRCT eWallet where options like IRCT wallet transaction history, IRCT eWallet payment history and change transaction password are available.
4- Easy Refund: In case of ticket cancellation, the entire money will be refunded to your IRCT wallet the next day.

Please note that for registering for IRCT eWallet, a fee of Rs 50 (non-refundable) will have to be paid. Along with this, a transaction charge of Rs 5 will also be levied on every transaction. It is worth noting that no cash refund or discount is available on using IRCT eWallet. Apart from this, IRCT eWallet can be used only for railway ticket booking.